EPLI is a type of liability insurance that helps protect your business against claims made by employees alleging discrimination (based on sex, race, age, or disability, for example), wrongful termination, harassment, and other employment-related issues. As a business owner, it's crucial to be aware of these potential risks, as they can arise even in the best-managed companies.

Imagine an employee at your window & glass contracting business feels they were unfairly passed over for a promotion due to age discrimination. They decide to file a lawsuit against your company. EPLI would cover the legal costs associated with defending against this claim, as well as any settlements or judgments, up to the policy limits.

Including EPLI in your insurance portfolio is important because:

• It provides financial protection against the high costs associated with defending employment-related claims.
• It helps in maintaining the integrity and reputation of your business in the face of such allegations.
• It supports a respectful and legally compliant workplace environment, which is vital for your business's long-term success.