The automotive service industry presents a unique, complex risk landscape for franchisees. Operations involve high-value customer property, sophisticated equipment, skilled labor, and direct customer interaction, all contributing to diverse potential liabilities. A proactive approach to risk identification and insurance adequacy is essential for ope...

Franchisees running multiple units under a single legal entity—even with different DBAs—can save money, simplify compliance, and protect themselves more effectively. This guide explains exactly how to structure your insurance to avoid gaps and unnecessary costs. 🧱 Understanding Your Legal Foundation What Is a Legal Entity? Your business may be an LL...

Guiding Franchisees Through Insurance Quotes: An Overview of the Rikor Business Insurance Needs Guide Ensuring franchisees secure appropriate and adequate insurance is fundamental to protecting both their individual businesses and the overall franchise brand. The Rikor Business Insurance Needs Guide serves as a comprehensive resource designed to hel...

Monopolistic States and Workers’ Compensation Insurance In the United States, most employers can purchase workers' compensation insurance from private insurers, but a few states operate under a monopolistic system. In these states, employers are required to buy workers' compensation coverage exclusively from a state-run fund, with no private insuran...

Franchisees in the healthcare and beauty industry should meticulously review insurance policies to identify and address potential coverage gaps. Awareness of common exclusions is crucial for effective risk management. Key Insurance Exclusions by Policy Type: General Liability Insurance: Be aware of potential exclusions for claims arising from profes...

The RMS is primarily interacted with by franchisors and franchisees.  Franchisors have access to log in and view custom reports that are updated daily.  They can monitor insurance coverage compliance between themselves and their franchisees.  Franchisees interact with the RMS for various functions, including managing their insurance documentation an...

Navigating Insurance Audits: An Overview of the Rikor Franchisee Preparation Guide Insurance premium audits are a standard process for businesses, including franchisees, particularly for policies like General Liability and Workers' Compensation. To help franchisees navigate this often complex requirement, the Rikor Franchisee Audit Preparation Guide...

Running a franchise means spinning a lot of plates—operations, hiring, marketing, customer experience… and insurance often gets tossed in as an afterthought. I get quotes, pick one, sign the paperwork, and move on. But now I’m asking myself: Is my insurance actually doing its job? The Problem: I Think I'm Covered… But Am I Really? It’s easy to assum...

  Risk management is an essential component of running a successful franchise system. By implementing structured risk management tools, franchisors can protect their brand reputation, ensure compliance with legal requirements, and create a safe work environment for employees and customers. Below are key risk management materials, their importance, a...

The RMS (Risk Management System) is updated through various mechanisms to ensure that it reflects the most current insurance compliance status and requirements. Here are the key aspects of how the RMS is updated: Daily Updates: The RMS provides custom reports that are updated daily. This ensures that franchisors have access to the latest information...

The Quick Service Restaurant (QSR) sector presents a dynamic operational environment with high transaction volumes and significant public interaction. For QSR franchisees, robust risk management and appropriate insurance are crucial for operational continuity, financial stability, and brand protection. Assessing potential liabilities and the adequac...

Ensuring Comprehensive Insurance Coverage: An Overview of the Rikor Risk Assessment for Healthcare & Beauty Franchisees As franchisors in the dynamic healthcare and beauty sectors, ensuring your franchisees operate with adequate insurance protection is paramount. The Rikor Comprehensive Risk Assessment provides a structured framework designed sp...

We integrate with several franchise management systems to collect franchisee information. The systems we currently partner with include: FranConnect - A world-class franchise management software.  ServiceMinder - A platform designed for home services franchise brands.  ClientTether - A lead automation CRM and client engagement platform.  We handle t...

Navigate to the Rikor RMS login page: Go to app.rikor.io.  for singular franchisor access.  For franchisors who have multi brands, you will have your own portal address.   Before you begin: Use your corporate email address—the same one that receives RMS notifications. Click “Get Code” to receive a temporary token, which enhances security and elimina...

When to Use Support@Rikor.io , Info@Rikor.io , and Hello@Rikor.io At Rikor Insurance, we aim to provide efficient and accurate assistance to our clients. To ensure that your inquiries are directed to the right team and handled promptly, it is essential to use the correct email address. Here’s a breakdown of when to use support@rikor.io , info@rikor....

At Rikor, we believe in the power of entrepreneurs—the ones who dare to dream, build, and make things happen. These risk-takers drive innovation and create opportunities, and our vision is to stand beside them, protecting their investments from the unforeseeable. As a franchisor, ensuring that every location is properly insured and compliant is esse...