Your purchasing power is diluted if every franchisee purchases insurance on the market alone. This provides short-term independence and control. But by leveraging your franchise, you pool your collective buying power. This in turn gives you (the business owner); favorable terms, favorable unwriting, faster turn-around times, low friction approvals, and carrier access. In the long run, you get much more than you imagined. This is one of the many benefits of “franchising” that are exclusive to your business model.