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As a franchisee in the home service industry, your investment encompasses more than just the physical assets; it's about safeguarding...
January 21st, 2024 94 views 1 likes
An 'additional insured' is a person or organization not automatically included as an insured under an insurance policy, but for...
January 21st, 2024 101 views 0 likes
A 'waiver of subrogation' is an agreement within an insurance policy where the insurer gives up the right to seek...
January 21st, 2024 77 views 0 likes
Primary and non-contributory is a clause often found in commercial insurance policies. 'Primary' means that this insurance will be the...
January 21st, 2024 237 views 0 likes
A Certificate of Insurance (COI) is a document issued by an insurance company or broker that verifies the existence of...
January 21st, 2024 231 views 0 likes
In insurance, 'Occurrence' refers to the maximum amount your insurance company will pay for a single claim or event. 'Aggregate',...
January 21st, 2024 95 views 0 likes
An 'Admitted' insurance carrier is licensed and regulated by the state's insurance department. This means they must comply with all...
January 21st, 2024 75 views 0 likes
Filing an insurance claim is a process you undertake with your insurer to receive compensation for a loss covered under...
January 21st, 2024 89 views 0 likes
Claims-made and Occurrence are two types of insurance policies that differ in how and when they provide coverage. An 'Occurrence'...
January 21st, 2024 71 views 0 likes
Insurance is a financial tool that helps manage risks by providing a safety net against unexpected losses. For franchisees in...
January 21st, 2024 67 views 0 likes
Some surprises are nice, but an unexpected invoice with an additional premium due to an audit is not one of...
December 29th, 2023 149 views 0 likes
What is an audit? A Business Insurance Audit is a review conducted by your insurance company to verify that the...
March 7th, 2024 380 views 0 likes
Fully Earned Policy A "fully earned" policy means that the insurance premium is non-refundable, regardless of when the policy is...
March 8th, 2024 573 views 0 likes
Introduction In the insurance industry, correct classifications are fundamental to the integrity and effectiveness of the entire process. Accurate classifications...
July 16th, 2024 74 views 0 likes
Introduction Insurance quotes can vary significantly from one location to another, even within the same state. Several factors contribute to...
July 16th, 2024 70 views 0 likes
Introduction When seeking commercial insurance, you might come across significantly different quotes from various agents. Understanding the reasons behind these...
July 16th, 2024 72 views 0 likes
Introduction Commercial auto insurance rates can sometimes seem excessively high, leaving business owners wondering why they are paying so much....
July 16th, 2024 91 views 0 likes
Introduction Understanding your commercial insurance policy is crucial to ensure you are adequately covered. Exclusions are specific conditions or circumstances...
July 16th, 2024 77 views 0 likes
WHY ZEES USE SUBCONTRACTORS Current difficulty with finding employees Avoid payroll taxes “They are 1099 employees, so I don’t need...
December 29th, 2023 158 views 0 likes
Understanding the ACORD 25 Certificate of Insurance Introduction to ACORD In the U.S. insurance industry, ACORD (Association for Cooperative Operations...
November 5th, 2024 58 views 0 likes